At Harmeling Physical Therapy, we make every effort to accommodate a wide range of insurance plans. If you don't find your insurance provider or HMO on the lists below, please contact us, as we may recently have added your insurance company.We also have a reasonable self pay rate if we are not contracted with your insurance plan.

We accept private pay and the following insurances:

Insurance Company	Comments/Requirements For Coverage
Blue Cross/Blue Shield	HMO plans require 26 visit referral from PCP. Authorization required once referral visits are used. Some out-of-state plans require prior notification.
Medicare	Must not be receiving Home Health Care or Hospice. Requires physician prescription.
Tufts (Commercial & Medicare Preferred)	HMO plans require referral from PCP. Authorization required after 8 visits/year. We do not accept Tufts Health Together, Tufts Health Direct, or any other Tufts Public plans.
Harvard Pilgrim Healthcare	Requires authorization after evaluation. Requires physician prescription.
Mass General Brigham Health Plan	Requires physician prescription. ACO plans are not accepted.
UniCare/Commonwealth Indemnity Plan	Requires 24 hour patient notification of evaluation. Requires physician prescription. Requires authorization for treatment.
United Healthcare	Some plans require authorization after evaluation. Some plans require referral from PCP.
Aetna/US Healthcare	Requires authorization after 20 visits/year.
Connecticut General	PPO, Tufts, or Carelink Plans only (may be limited to 6 visits).
Tri-Care
Workers' Compensation	Requires physician prescription. Requires authorization from adjustor or Utilization Review Dept.
All Auto Liability Plans	Requires physician prescription
Cigna - Carelink Only	Only Cigna plans with the Carelink Logo on the card are accepted.
	We should also be providers for your commercial insurance

WE DO NOT ACCEPT:"All Cigna Plans (eff 10/30/2022)" to read "All other Cigna plans not affiliated with Carelink (eff 10/30/2022)"