Insurance Coverage

At Harmeling Physical Therapy, we make every effort to accommodate a wide range of insurance plans. If you don’t find your insurance provider or HMO on the lists below, please contact us, as we may recently have added your insurance company.We also have a reasonable self pay rate if we are not contracted with your insurance plan.

We accept private pay and the following insurances:
Insurance Company Comments/Requirements For Coverage
Blue Cross/Blue Shield HMO plans require 16 visit referral from PCP. Authorization required once referral visits are used. Some out-of-state plans require prior notification.
Medicare Must not be receiving Home Health Care or Hospice. Requires physician prescription.
Tufts (Commercial & Medicare Preferred) HMO plans require referral from PCP. Authorization required after 8 visits/year.
Harvard Pilgrim Healthcare Requires authorization after evaluation. Requires physician prescription.
AllWays Health Partners Requires physician prescription.
UniCare/Commonwealth Indemnity Plan Requires 24 hour patient notification of evaluation. Requires physician prescription. Requires authorization for treatment.
United Healthcare Some plans require authorization after evaluation. Some plans require referral from PCP.
Aetna/US Healthcare Requires authorization after 20 visits/year.
Cigna/Connecticut General PPO, Tufts, or Carelink Plans only (may be limited to 6 visits).
Tri-Care
Workers’ Compensation Requires physician prescription. Requires authorization from adjustor or Utilization Review Dept.
All Auto Liability Plans Requires physician prescription
We should also be providers for your commercial insurance

WE DO NOT ACCEPT: Many CIGNA plans, Boston Medical Center, Celticare, Health First, Fallon HC, Health Safety Net, Minuteman Health, Multiplan, Private Healthcare Systems, Network Health, MassHealth Plans, Tufts Health Direct, Tufts Together & Tufts Network Health.

Learn what sets us apart.

Call today to schedule an evaluation.

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